Privacy Policy for caghanshamjoshi.com
Effective Date: May 21, 2025
1. Introduction
GJ’s Techno Funda (“we,” “us,” or “our”) values your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and safeguard your information when you visit our website caghanshamjoshi.com (the “Website”) or utilize our services as a SEBI Registered Research Analyst. By accessing or using the Website and our services, you acknowledge that you have read, understood, and agree to the terms of this Privacy Policy.
2. Information We Collect
We collect the following types of information from you:
- Personal Information: This includes information that identifies you as an individual, such as your name, email address, telephone number, postal address, and any other information you voluntarily provide to us. We collect this information when you register for an account, subscribe to our services, contact us, or participate in surveys or promotions.
- Financial Information: To process payments for our services, we collect necessary financial information such as credit card details, bank account information, or other payment details. All payment transactions are processed through secure and PCI-DSS compliant third-party payment gateways. We do not store your complete financial information on our servers.
- Demographic Information: We may collect demographic information, such as your age, gender, location, investment preferences, and experience. This information is used to personalize your experience and improve our services.
- Usage Data: We automatically collect information about your interactions with the Website, including your IP address, browser type, operating system, referring URLs, pages visited, time spent on the Website, and other usage statistics. This information is collected through cookies and similar tracking technologies.
- Cookies and Tracking Technologies: We use cookies, web beacons, and other tracking technologies to enhance your experience on the Website, analyze trends, and gather demographic information. You can manage your cookie preferences through your browser settings. However, disabling cookies may limit your access to certain features of the Website.
3. How We Use Your Information
We use the collected information for the following purposes:
- Providing and Improving Services: To deliver our services, personalize your experience, and enhance the functionality of the Website.
- Processing Transactions: To process your payments for our subscription services and manage your account.
- Communicating with You: To send you important notifications, updates, promotional offers, and other information related to our services. We may also use your information to respond to your inquiries and provide customer support.
- Analyzing and Monitoring Website Usage: To track user behavior, identify trends, and improve the performance and content of the Website.
- Complying with Legal Obligations: To comply with applicable laws, regulations, and legal processes, including SEBI regulations and KYC (Know Your Customer) requirements.
- Preventing Fraud and Abuse: To detect, prevent, and address fraudulent or abusive activities on the Website.
4. How We Share Your Information
We may share your information with the following categories of recipients:
- Service Providers: We may share your information with trusted third-party service providers who assist us in operating the Website, processing payments, sending emails, conducting surveys, and providing customer support. These service providers are contractually bound to protect your information and only use it for the purposes we specify.
- Legal Authorities: We may disclose your information to legal authorities if required by law, court order, or other legal process, or if we believe that such disclosure is necessary to protect our rights, property, or safety, or the rights, property, or safety of others.
- Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred to the acquiring entity. We will notify you via email and/or a prominent notice on our Website of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.
5. Data Security
We implement reasonable technical, administrative, and physical security measures to protect your information from unauthorized access, use, or disclosure. These measures include:
- Using encryption to protect sensitive information during transmission.
- Storing your information on secure servers with limited access.
- Regularly monitoring our systems for security vulnerabilities.
- Requiring our employees and service providers to adhere to strict data security policies.
However, please be aware that no method of data transmission over the internet or electronic storage is 100% secure, and we cannot guarantee the absolute security of your information.
6. Data Retention
We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. We will securely delete or anonymize your information when it is no longer needed.
7. Your Rights
You have certain rights regarding your personal information, including the right to:
- Access: Request access to the personal information we hold about you.
- Correction: Request that we correct any inaccurate or incomplete information we hold about you.
- Deletion: Request that we delete your personal information, subject to certain exceptions.
- Objection: Object to the processing of your personal information for certain purposes.
- Restriction: Request that we restrict the processing of your personal information.
- Data Portability: Request to receive your personal information in a structured, commonly used, and machine-readable format.
To exercise these rights, please contact us at gjstechnofunda@gmail.com. We will respond to your request within a reasonable timeframe and in accordance with applicable law.
8. Third-Party Websites
Our Website may contain links to third-party websites that are not owned or controlled by us. We are not responsible for the privacy practices of these websites. We encourage you to review the privacy policies of any third-party websites you visit.
9. Children’s Privacy
Our Website and services are not intended for children under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us, and we will take steps to delete the information.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post any changes on our Website and update the “Effective Date” above. Your continued use of the Website after the posting of changes constitutes your acceptance of the revised Privacy Policy.
11. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at:
Ghansham Joshi Prop of GJ’s Techno Funda
11, Abhishek, Shramik Society, Unit No. 2, Near Bagul Hospital, Off. Gangapur Road, Nashik, Maharashtra, 422013
Email: gjstechnofunda@gmail.com
Phone: +91 7020385397